I looked at the NIL Tracker ( https://thesideline.co/nil-tracker/football) and grabbed the screenshot below.  Penn State spent $30.5m which is the 22nd highest in the nation.  While Ohio State spent $51.5m, they gave a cool $5m Jeremiah Smith and $2.5m to Julian Sayin.  Take those 2 out, and the spending gap is $12.5m.  Miami is 6th at $47m but they gave $6.5m to Darian Mensah, $2.5m to Jackson Cantwell, $2.0m Malachi Toney, $2.0m to Damon Wilson and $1.5m to Ahmad Moten.  Take those 5 players out, and the spending gap between Miami and Penn State is $2m.

$30.5m should buy at least 6 wins ......... if you don't play prevent defense.